US Investors Not Investing Enough Internationally

U.S. investors said they have just 11% on average of their income producing assets invested internationally.  As measured against investors from 12 other countries surveyed by Legg Mason, the U.S. investor has the least amount invested internationally.

According to the survey, 64% of U.S. investors said that “global uncertainty” was their major barrier to international investing for income, followed by “too much risk” (50%), “currency risk” (45%) and “not enough transparency” (44%).

That said, fully 60% of all U.S. investors said they would be open to considering international for equities and 53% said for fixed income; while 34% of investors who are investing internationally said they were focusing more on international opportunities compared to five years ago.

Where would they invest?

Per the survey findings, U.S. investors inclined to consider international markets are most likely to look for equity or fixed income opportunities in the United Kingdom and Japan, followed by Europe (excluding UK), Brazil, China, and other Emerging Market countries.  They are least likely to consider Russia.

Money as important as health for millionnaires

Millionaire investors say maintaining their health is as important as maintaining their current financial position, according to new research by online investor center Millionaire Corner. But they spend much more time managing their investments than their health.

Six out of 10 Millionaire investors, with $1 million up to $5 million in net worth not including their primary residence, cite their health as a top personal concern while 62% worry about maintaining their current financial position. Health concerns edge out financial concerns for Ultra High Net Worth (UHNW) investors, who have $5 million to $25 million in net worth, with 56% concerned about their health compared to 55% concerned about maintaining their financial position.

Yet, while 53% of Millionaire investors and 62% of UHNW investors are actively involved in the day-to-day management of their investments, far fewer are exercising more, trying to keep their weight down or eating healthier foods than five years ago. Just 9% of Millionaire investors and 7% of UHNW investors are eating more healthy food than five years ago. More have worked on overcoming a bad habit, such quitting smoking or consuming too much caffeine, in the past five years: 24% of Millionaire investors and 30% of UHNW investors.

More insights on this topic form Millionaire Corner include:

Gold bars, glass eyes and Star Wars: Bizarre reasons for loans revealed

Finance customers show a loan just isn’t for a new car

A UK-based loans website has revealed ten of the strangest reasons it has received from customers requesting finance.

According to, a web portal which offers access to forty loan companies, not everybody who asks for a loan need money to pay for a new car or to cover other debts.

Explanations given include funding an investment in gold bullion, a new tattoo, and paying bail stress that for various reasons not all of these loans requests were approved.

“Some of the reasons for loans are funny, touching and sometimes shocking,” said Graeme Wingate Customer Service Director , “but as a responsible company our priority is making sure that customers are directed to an appropriate financial solution, and sometimes another loan is not what they need.”

Top ten strange reasons for requesting a loan:

  •             A gold bar
  •             Gender re-alignment surgery
  •             A collection of antique glass eyes
  •             To fund production of home-made rocket
  •             Pay a taxidermist to stuff a pet
  •             To open wallet and impress a new girlfriend
  •             Buy the latest Star Wars memorabilia as a future investment
  •             To pay bankruptcy court fees
  •             A new tattoo
  •             To loan to a friend at a higher interest rate

“Some of the explanations we get never cease to amaze us,” said Graeme , “Just when we thought we’ve heard it all, along comes Glass Eye Man or the Star Wars enthusiast.

“But however funny some reasons may be, you’ve got to worry about their priorities, as most of the loan requests we deal with are for more down-to-earth needs such as household bills and car loans.”

Most popular reasons for requesting a loan:

  •             Rent or Mortgage arrears
  •             Bills
  •             Credit card debt
  •             Car loan
  •             Significant household purchase

“Like any other loan request, we make sure all our customers either get the right deal at the right price or are pointed toward the appropriate advice to deal with their financial situation”, said Graeme.

For the full list of strange loan request resasons please visit

More Brits save in a ‘coin jar’ than in a bank or building society

There is £1.3 billion ‘under the mattress’ that people have not put in savings accounts.


  • ·         The average UK coin jar holds £38.35
  • ·         9 per cent of the nation’s coin jars hold over £100
  • ·         45 per cent of Brits think it is a good way to save
  • ·         11 per cent are saving up for something specific
  • ·         13 per cent say it is an alternative to low interest rate accounts

More Brits regularly save cash in a coin jar than in a bank or building society savings account, according to new research released today.  Over 10 million more people stash their cash in a coin jar or other container at home than make monthly savings into a bank or building society account.


The survey, commissioned by comparison site, found that 33 million UK adults (69 per cent) have coin jar savings, while only 21 million (44 per cent) currently put money away each month in a bank or building society savings account.*

And it is young adults who are the most likely to swerve the traditional savings account for DIY savings at home, with over three quarters of 18 to 24 year olds ‘fessing up to using a coin jar.


The survey revealed that the nation’s coin jars are jam packed with an estimated £1.3bn of spare change, with the average pot containing £38.35**.  Most jars contain coins of a small denomination (coppers, 5p, 10p, 20p coins) while 40 per cent of jars contain 50p coins, 31 per cent £1 coins and over a quarter (26 per cent) £2 coins.  Nine per cent of ‘coin jars’ currently hold over £100.

Nearly half (49 per cent) of those who save coins at home do so because they don’t like carrying spare change around, while 45 per cent think that it is a good way to save. Twenty three per cent use the money saved to treat themselves, and 11 per cent save up their coins for something specific.  However, 13 per cent use a coin jar because they think it is a waste of time putting money into a savings account due to current low interest rates.


Jeremy Cryer from commented: “Coin jars are clearly a convenient way of storing nuisance loose change from pockets or purses, but for many people they are also a way of saving small amounts of cash.  Our survey shows that they are being used as an alternative to traditional easy access savings accounts to save significant amounts of cash, often for a specific purpose.


“While many of us have probably emptied out coppers into a jar instead of carrying them around there are a lot of people saving up £1 and £2 coins at home as well as £10 and £20 notes.  Indeed, nearly 10 per cent of coin jars in our survey have over £100 in them.”